/* ── HIW HERO ── */
.hiw-hero{padding-top:76px;background:var(--ink);position:relative;overflow:hidden;min-height:100vh;display:flex;align-items:center}
.hiw-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 30% 50%,rgba(245,200,0,0.07) 0%,transparent 60%)}
.hiw-hero-inner{max-width:1100px;margin:0 auto;padding:90px 5% 80px;display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center;position:relative;z-index:1}
.hiw-hero-left .sec-divider{margin:18px 0 24px}
.hiw-hero-p{font-size:1.05rem;color:var(--muted);line-height:1.9;margin-bottom:36px}
.hiw-hero-trust{display:flex;flex-direction:column;gap:12px;margin-bottom:36px}
.hiw-trust-item{display:flex;align-items:center;gap:12px;font-size:.88rem;color:rgba(255,255,255,0.7);font-weight:500}
.hiw-trust-check{width:22px;height:22px;min-width:22px;background:rgba(245,200,0,0.15);border:1px solid rgba(245,200,0,0.3);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:10px;color:var(--gold)}
.hiw-hero-timeline{display:flex;flex-direction:column;gap:0}
.hiw-tl-item{display:flex;gap:20px;align-items:flex-start;padding:20px 0;border-bottom:1px solid var(--border);position:relative}
.hiw-tl-item:last-child{border-bottom:none}
.hiw-tl-left{display:flex;flex-direction:column;align-items:center;gap:0;flex-shrink:0}
.hiw-tl-num{width:40px;height:40px;background:var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:.85rem;font-weight:700;color:var(--ink);flex-shrink:0}
.hiw-tl-line{width:2px;flex:1;background:linear-gradient(180deg,rgba(245,200,0,0.4),transparent);min-height:30px}
.hiw-tl-item:last-child .hiw-tl-line{display:none}
.hiw-tl-title{font-size:.95rem;font-weight:700;color:var(--white);margin-bottom:4px}
.hiw-tl-sub{font-size:.8rem;color:var(--muted);line-height:1.6}
.hiw-tl-badge{display:inline-flex;align-items:center;gap:5px;background:rgba(245,200,0,0.1);border:1px solid rgba(245,200,0,0.2);border-radius:100px;padding:3px 10px;font-size:.7rem;color:var(--gold);font-weight:600;margin-top:8px}
@media(max-width:900px){.hiw-hero-inner{grid-template-columns:1fr;gap:48px}}

/* ── HIW STEP CARDS ── */
.hiw-steps{background:var(--ink);padding:110px 4%}
.hiw-steps-inner{max-width:1260px;margin:0 auto}
.hiw-steps-header{text-align:center;margin-bottom:80px}
.hiw-steps-header .sec-divider{margin:18px auto 22px}
.hiw-steps-header .sec-lead{margin:0 auto}
.hiw-step-card{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center;padding:72px 0;border-bottom:1px solid var(--border);position:relative}
.hiw-step-card:last-of-type{border-bottom:none}
.hiw-step-card.reverse .hiw-step-visual{order:-1}
.hiw-step-num-big{font-family:'Playfair Display',serif;font-size:7rem;font-weight:700;color:rgba(245,200,0,0.07);line-height:1;position:absolute;top:48px;left:-20px;pointer-events:none;user-select:none}
.hiw-step-card.reverse .hiw-step-num-big{left:auto;right:-20px}
.hiw-step-content{position:relative;z-index:1}
.hiw-step-tag{display:inline-flex;align-items:center;gap:8px;margin-bottom:20px}
.hiw-step-tag-num{width:36px;height:36px;background:var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:.9rem;font-weight:700;color:var(--ink)}
.hiw-step-tag-label{font-size:.7rem;font-weight:700;color:var(--gold);letter-spacing:.12em;text-transform:uppercase}
.hiw-step-title{font-family:'Playfair Display',serif;font-size:clamp(1.5rem,3vw,2.1rem);font-weight:700;color:var(--white);line-height:1.2;margin-bottom:16px}
.hiw-step-title span{color:var(--gold)}
.hiw-step-body{font-size:.92rem;color:var(--muted);line-height:1.9;margin-bottom:24px}
.hiw-step-details{display:flex;flex-direction:column;gap:10px;margin-bottom:28px}
.hiw-step-detail{display:flex;align-items:flex-start;gap:10px;font-size:.85rem;color:rgba(255,255,255,0.65);line-height:1.55}
.hiw-step-detail::before{content:'✦';color:var(--gold);font-size:.6rem;margin-top:4px;flex-shrink:0}
.hiw-step-time{display:flex;align-items:center;gap:8px;background:rgba(245,200,0,0.08);border:1px solid rgba(245,200,0,0.2);border-radius:6px;padding:10px 16px;font-size:.8rem;color:var(--white);font-weight:600}
.hiw-step-time span{color:var(--gold)}
.hiw-step-visual{position:relative}
.hiw-step-img{width:100%;aspect-ratio:4/3;border-radius:12px;overflow:hidden;border:1px solid var(--border)}
.hiw-step-img img{width:100%;height:100%;object-fit:cover;display:block}
.hiw-step-img-overlay{position:absolute;inset:0;background:linear-gradient(135deg,rgba(10,22,40,0.3),transparent);border-radius:12px}
.hiw-step-float{position:absolute;background:rgba(13,31,60,0.95);border:1px solid rgba(245,200,0,0.25);backdrop-filter:blur(12px);border-radius:10px;padding:14px 18px}
.hiw-step-float-1{bottom:-20px;left:-20px}
.hiw-step-float-2{top:-16px;right:-16px}
.hiw-step-card.reverse .hiw-step-float-1{left:auto;right:-20px}
.hiw-step-card.reverse .hiw-step-float-2{right:auto;left:-16px}
.hiw-float-num{font-family:'Playfair Display',serif;font-size:1.4rem;font-weight:700;color:var(--gold);line-height:1}
.hiw-float-label{font-size:.65rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;margin-top:3px}
@media(max-width:900px){
  .hiw-step-card{grid-template-columns:1fr;gap:36px;padding:48px 0}
  .hiw-step-card.reverse .hiw-step-visual{order:0}
  .hiw-step-num-big{font-size:5rem;top:20px;left:-10px}
  .hiw-step-card.reverse .hiw-step-num-big{right:-10px}
}

/* ── HIW COMPARISON ── */
.hiw-compare{background:var(--ink2);padding:110px 5%}
.hiw-compare-inner{max-width:1000px;margin:0 auto}
.hiw-compare-header{text-align:center;margin-bottom:64px}
.hiw-compare-header .sec-divider{margin:18px auto 22px}
.hiw-compare-table{background:rgba(10,22,40,0.6);border:1px solid var(--border);border-radius:14px;overflow:hidden;width:100%}
.hiw-compare-head{display:grid;grid-template-columns:2fr 1.5fr 1.5fr;background:rgba(255,255,255,0.04);border-bottom:1px solid var(--border)}
.hiw-compare-head-cell{padding:20px 28px;font-size:.8rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;text-align:center;color:var(--muted)}
.hiw-compare-head-cell.ours{color:var(--gold);background:rgba(245,200,0,0.08);font-size:.85rem}
.hiw-compare-head-cell.ours::before{content:'★ ';font-size:.65rem}
.hiw-compare-row{display:grid;grid-template-columns:2fr 1.5fr 1.5fr;border-bottom:1px solid var(--border)}
.hiw-compare-row:last-child{border-bottom:none}
.hiw-compare-row:nth-child(even){background:rgba(255,255,255,0.015)}
.hiw-compare-cell{padding:18px 28px;font-size:.9rem;text-align:center;display:flex;align-items:center;justify-content:center;gap:6px;line-height:1.4;color:var(--muted)}
.hiw-compare-cell.label{text-align:left;justify-content:flex-start;color:rgba(255,255,255,0.7);font-size:.88rem;font-weight:500}
.hiw-compare-cell.ours{color:var(--white);background:rgba(245,200,0,0.04);font-weight:600}
.yes{color:#4ade80;font-weight:700}
.no{color:rgba(255,255,255,0.3)}
.gold-val{color:var(--gold);font-weight:700}
@media(max-width:768px){
  .hiw-compare-head{grid-template-columns:1.2fr 1fr 1fr}
  .hiw-compare-row{grid-template-columns:1.2fr 1fr 1fr}
  .hiw-compare-cell{padding:10px 10px;font-size:.75rem}
  .hiw-compare-cell.label{font-size:.72rem}
  .hiw-compare-head-cell{padding:12px 10px;font-size:.68rem}
}
@media(max-width:480px){
  .hiw-compare-head-cell{padding:10px 8px;font-size:.62rem;letter-spacing:0}
  .hiw-compare-cell{padding:10px 8px;font-size:.7rem}
  .hiw-compare-cell.label{font-size:.68rem}
  .yes{font-size:.7rem}
  .no{font-size:.7rem}
  .gold-val{font-size:.68rem;line-height:1.3}
}

/* ── HIW TIMELINE ── */
.hiw-timeline{background:var(--ink);padding:110px 5%}
.hiw-timeline-inner{max-width:800px;margin:0 auto}
.hiw-timeline-header{text-align:center;margin-bottom:72px}
.hiw-timeline-header .sec-divider{margin:18px auto 22px}
.hiw-tl-track{position:relative;padding-left:60px}
.hiw-tl-track::before{content:'';position:absolute;left:19px;top:8px;bottom:8px;width:2px;background:linear-gradient(180deg,var(--gold),rgba(245,200,0,0.1))}
.hiw-tl-event{position:relative;padding:0 0 48px 0}
.hiw-tl-event:last-child{padding-bottom:0}
.hiw-tl-dot{position:absolute;left:-49px;top:4px;width:20px;height:20px;background:var(--gold);border-radius:50%;border:3px solid var(--ink);box-shadow:0 0 0 3px rgba(245,200,0,0.25)}
.hiw-tl-event-tag{font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.hiw-tl-event-title{font-family:'Playfair Display',serif;font-size:1.15rem;font-weight:700;color:var(--white);margin-bottom:8px;line-height:1.3}
.hiw-tl-event-body{font-size:.85rem;color:var(--muted);line-height:1.8}
.hiw-tl-event-chip{display:inline-flex;align-items:center;gap:6px;background:rgba(245,200,0,0.08);border:1px solid rgba(245,200,0,0.18);border-radius:100px;padding:4px 12px;font-size:.72rem;color:var(--gold);font-weight:600;margin-top:10px}

/* ── HIW FAQ ── */
.hiw-faq{background:var(--ink2);padding:110px 5%}
.hiw-faq-inner{max-width:780px;margin:0 auto}
.hiw-faq-header{text-align:center;margin-bottom:56px}
.hiw-faq-header .sec-divider{margin:18px auto 22px}
.hiw-faq-list{display:flex;flex-direction:column;gap:12px;margin-bottom:48px}
.hiw-faq-item{background:rgba(10,22,40,0.6);border:1px solid var(--border);border-radius:10px;overflow:hidden;transition:border-color .2s}
.hiw-faq-item.open{border-color:rgba(245,200,0,0.3)}
.hiw-faq-q{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;cursor:pointer;gap:16px;user-select:none}
.hiw-faq-q-text{font-size:.92rem;font-weight:600;color:var(--white);line-height:1.4}
.hiw-faq-icon{width:28px;height:28px;min-width:28px;background:rgba(245,200,0,0.1);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:18px;color:var(--gold);transition:transform .3s;font-weight:300;flex-shrink:0}
.hiw-faq-item.open .hiw-faq-icon{transform:rotate(45deg)}
.hiw-faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease,padding .35s ease;padding:0 24px}
.hiw-faq-item.open .hiw-faq-a{max-height:300px;padding:0 24px 20px}
.hiw-faq-a p{font-size:.85rem;color:var(--muted);line-height:1.85}
.hiw-faq-footer{text-align:center}

/* ── HIW CTA ── */
.hiw-cta{background:var(--ink);padding:110px 5%;position:relative;overflow:hidden}
.hiw-cta::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 60% 50%,rgba(245,200,0,0.07) 0%,transparent 65%)}
.hiw-cta-inner{max-width:900px;margin:0 auto;text-align:center;position:relative;z-index:1}
.hiw-cta h2{font-family:'Playfair Display',serif;font-size:clamp(2rem,5vw,3.2rem);font-weight:700;color:var(--white);line-height:1.15;margin-bottom:20px}
.hiw-cta h2 em{color:var(--gold);font-style:italic}
.hiw-cta p{font-size:1.05rem;color:var(--muted);line-height:1.85;margin-bottom:40px;max-width:580px;margin-left:auto;margin-right:auto}
.hiw-cta-btns{display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap;margin-bottom:32px}
.hiw-cta-trust{display:flex;align-items:center;justify-content:center;gap:24px;flex-wrap:wrap}
.hiw-cta-trust-item{display:flex;align-items:center;gap:7px;font-size:.75rem;color:rgba(255,255,255,0.35);font-weight:500}
.hiw-cta-trust-item span{color:var(--gold)}
